Investment Management service provides continuous, professional management of your accounts. All necessary steps to open, transfer and fund your account(s) is included. Utilizing a combination of both active and passive investment styles, portfolios are low cost, broadly diversified and designed to efficiently meet your investment objectives.
Investment portfolios are constructed primarily using exchange traded funds, mutual funds and individual securities. Accounts are managed according to an Investment Policy Statement that clearly specifies the amount of risk to be taken. Accounts are held at TD Ameritrade Institutional, member FINRA and SIPC.
Investment Principles:
Asset Allocation – Asset allocation will determine the vast majority investment performance. Our research supported strategies help ensure long-term investment success.
Broad Diversification – It is important to hold a broad array of investments with multiple asset classes that include global diversification.
Keep Costs Low – We focus on low-cost, tax efficient investments which directly benefit you.
Tax Considerations – We minimize tax burdens by considering the cost basis of appreciated securities before recommending any changes. With calculated asset location strategies, appropriate investment options, and tax-loss harvesting, we help ensure maximization of returns.
Rebalancing – Accounts are rebalanced when asset allocations are outside of targeted amounts allowing for increased return and reduced risk.
Fee Schedule:
$0 – $150,000: 0.95%
$150,001 – $500,000: 0.75%
$500,001 – $1,000,000: 0.65%
$1,000,001 – $1,500,000: 0.55%
$1,500,001 – above: 0.45%
Fee may off-set or replace Wealth Management fee.
