Investment Management provides ongoing management of your investment account based on your individual objectives and circumstances. Through consultations with you, we develop an investment strategy and allocate investments to efficiently meet your goals.
Accounts are managed according to an Investment Policy Statement specifying how the account is to be allocated and the amount of risk to be taken. Accounts are held at TD Ameritrade Institutional member FINRA and SIPC.
Investment Principles:
Asset Allocation – Asset allocation will determine the vast majority investment performance. Our research supported strategies help ensure long-term investment success.
Broad Diversification – It is important to hold a broad array of investments with multiple asset classes that include global diversification.
Keep Costs Low – We focus on low-cost, tax efficient investments which directly benefit you.
Tax Considerations – We minimize tax burdens by considering the cost basis of appreciated securities before recommending any changes. With calculated asset location strategies, appropriate investment options, and tax-loss harvesting, we help ensure maximization of returns.
Rebalancing – Accounts are rebalanced when asset allocations are outside of targeted amounts allowing for increased return and reduced risk.
Fee Schedule:
$0 – $150,000: 1.00%
$150,001 – $500,000: 0.85%
$500,001 – $1,000,000: 0.65%
$1,000,001 – above: 0.55%
Fee may off-set or replace Wealth Management fee.
