Investment Management provides institutional, professional management of your accounts. Utilizing low-cost, broadly diversified investments, portfolios are designed to efficiently meet your investment objectives. All necessary steps to open, transfer and fund your account is included.
Investment portfolios are constructed primarily using exchange traded funds and mutual funds. Accounts are managed according to an Investment Policy Statement which clearly specifies the amount of risk to be taken. Accounts are held at TD Ameritrade Institutional, member FINRA and SIPC.
Investment Principles:
Asset Allocation – Asset allocation will determine the vast majority investment performance. Our institutionally managed strategies help ensure long-term investment success.
Broad Diversification – It is important to hold a broad array of investments with multiple asset classes that include global diversification.
Keep Costs Low – We focus on low-cost, tax efficient investments which directly benefit you.
Tax Considerations – We minimize tax burdens by considering the cost basis of appreciated securities before recommending any changes. With calculated asset location strategies, appropriate investment options, and tax-loss harvesting, we help ensure maximization of returns.
Rebalancing – Accounts are reviewed at least quarterly and rebalanced when asset allocations are outside of targeted amounts allowing for increased return and reduced risk.
Fee Schedule*:
$100,000 – $250,000: 0.85%
$250,001 – $500,000: 0.75%
$500,001 – $1,000,000 0.65%
$1,000,001 – $1,500,000: 0.55%
$1,500,001 – over: 0.45%
*Fee may off-set or replace Wealth Management fee.
